Maintaining a tight budget, reducing expenditures, and putting money aside for the future may be difficult tasks – but your mobile phone can assist you in accomplishing these objectives.
Mobile couponing applications, budgeting apps, and even investment apps may provide you with immediate savings, insights into your spending patterns, bill reminders, and other benefits directly on your phone. Some even let you make money simply by purchasing groceries or filling up your gas tank, which is very convenient.
But which applications are the most appropriate for you? Here are our top ten choices for smartphone applications that may help you save or perhaps make a significant amount of money.
Eight money-saving smartphone applications to help you save money
1. Ibotta
Ibotta brings a fresh perspective to the concept of clipping coupons. On the contrary, when you fulfill offers made available by the mobile app, you get cashback instead of saving money on your purchase.
Sign up for Ibotta, choose the deals you want, and then start shopping. After you've made your purchases, scan your receipt to see if there are any deals available that you may have missed out on. Your cashback will be credited to your account, and you will be able to pay out whenever your balance reaches $20.
To make things easier for yourself, you may link your loyalty cards to the mobile app and eliminate the need to scan receipts. Purchases may also be made directly via the mobile app itself, allowing you to earn even more cashback while shopping at online stores such as eBay and Amazon.
2. RetailMeNot
Store coupons, online promo codes, discounts, and cashback deals are available via the RetailMeNot app, which has more than 5,000 retail partners and 70,000 brands globally.
Using the app, you may search for discounts by shop, brand, category, or area, among other criteria. Choose one that appeals to you and provide the barcode or discount code to be eligible for the promotion.
Throughout the year, RetailMeNot has unique deals centered on various holidays, making it a useful tool to keep in mind while you're out shopping. It also provides cashback on gift card purchases, as well as a medication savings program that sends discounts to your phone straight from a third-party vendor. Want to make an app like the ones listed above? For the best Mobile App Development services, visit DesignLab.
3. Mint
Mint is a budget and spending tracker developed by Intuit that is intended to assist you in keeping track of where your money is going and making wise financial choices.
You enter your bills, bank accounts, credit cards, and investment accounts into the app. It then takes care of the rest. Mint consolidates all of your financial information into one location, allowing you to quickly view future invoices, get reminders when payments are due, classify your spending, create budgets, track your purchases, and receive alerts when questionable transactions occur.
Create a budget, which may involve setting aside money for a particular goal. Then, using Mint's features, make wise spending choices throughout the month in order to get closer to your financial objectives. In addition, make use of the bill-management features, which may assist you in avoiding being charged late penalties if you make a payment on time.
4. Groupon
Product discounts and deals are accessible both locally and online via Groupon. These discounts and deals are available for a short time on goods, tickets, gift cards, meals, travel, and experiences.
Try searching for and discovering a deal that interests you. Pay via the Groupon app, and you'll either get a coupon that can be used at the time of purchase or be able to make an order that will be delivered to your home.
Groupon is linked to a number of different savings programs, including Ebates. When you can, combine deals to get the best deal possible. Consider Groupon's Deal of the Day and Extra 20 percent Off checkout coupons, which are updated on a daily basis and may save you even more money. Want to make an app like the ones listed above? For the best Mobile App Development services, visit DesignLab.
5. GasBuddy
The GasBuddy app takes the guesswork out of finding the greatest bargain on petrol by comparing prices from several gas stations. It may be used to discover the most affordable gas in your region.
Select your desired grade of gas and search for the most competitive pricing. Enter a city or zip code, or use the map to find your location. Also available is the ability to activate location services, which will provide a list of pricing in your local vicinity.
The free GasBuddy Pay with GasBuddy program provides you with a five-cent per gallon discount when you pay at the pump using their card, which is linked to your bank account. Upgrading to the Plus or Premium payment plans may save you up to 20 cents per gallon and provide you with free roadside assistance, but both programs need a monthly membership charge to participate.
6. Digit
Digit assists you in establishing and achieving savings goals by monitoring your expenditure and automatically putting money away for your benefit. A $2.99 monthly membership cost is charged after the first 30 days of using the app for free.
Connect Digit to your bank account, and then set up savings goals for yourself. Your expenditures, checking account balance, and future payments are all tracked by an algorithm in this application, which calculates a suitable amount to take from your checking account and deposit into your savings account.
Among the incentives offered by Digit are up to $5 in referral prizes, as well as a 1 percent yearly cashback return depending on the average amount of money you have in your app account. It also sends you daily text notifications regarding the activities on your checking account. Want to make an app like the ones listed above? For the best Mobile App Development services, visit DesignLab.
7. Acorns
A Mobile App Development called Acorns allows you to round up every purchase to the closest dollar and put the excess change into a retirement account, according to the company. The app has three different price tiers: $1, $2, and $3 per month.
To link your Acorns account to a bank account, debit card, or credit card, click here. Make a purchase using a connected credit card or bank account. Following the choices you've set up, Acorns rounds up the price of each purchase to the closest dollar and automatically invests the excess change in your account.
Increase the effectiveness of your investment by setting up a recurring amount of money to be sent from your bank account to your Acorns account to assist you in making more investments more quickly. You may also take advantage of cashback incentives from companies such as Airbnb, Lyft, and Barnes & Noble to make extra investing money.
8. GoodRx
Using GoodRx, you can check prescription costs at more than 60,000 pharmacies and discover savings possibilities on your prescription medications.
Run a search for each of your medicines, and you will be presented with a list of pricing and discounts available at pharmacies in your neighborhood. Coupons may be delivered straight to your phone or email account, where you can then print them. When you go to pick up your medicines, bring the coupons with you.
Even if you have prescription coverage via your insurer, GoodRx may be able to provide you with rates that are less expensive than your copays. You may also use the Mobile App Development to discover discounts on your pet's medicines, which can save you money. Want to make an app like the ones listed above? For the best Mobile App Development services, visit DesignLab.
Final Thoughts
A lot can be accomplished with these smartphone applications in terms of working toward your financial objectives, whether they be establishing a financial safety net, cutting costs, or even purchasing a home.
Simple actions may result in significant savings over the long run, and applications like these make it simple to take action. Want to make an app like the ones listed above? For the best Mobile App Development services, visit DesignLab.
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